Shocking Cases Of Life Insurance Fraud

Life insurance is supposed to be there to provide some financial stability in case of the unexpected death of a loved one, but like most things, it’s liable to being abused. Life insurance fraudsters may try to game the system by buying insurance under false pretenses, taking out insurance on others they don’t know, and even faking their deaths to try to collect on a policy and disappear with the money. That last example is perhaps one of the more egregious ones, and in reality, true cases of life insurance fraud can be much more horrifying. Here are a few true examples to demonstrate.

Jeneene Lea Jones

If you thought insurance policy rates were a bit pricey, then what might you think about attempting to pay $1,000 for a supposed hitman to murder your husband? That’s what happened when Janeene Lea Jones, a woman living in North Port, Florida, paid an undercover police officer posing as an assassin to kill her husband and one other person. She had planned on taking a vacation while the murder would have occurred so she’d have something of an alibi. It turned out she was the beneficiary of her husband’s $1 million life insurance policy, and she was looking to collect.

Isaac Aguigui

It’s not everyday that a life insurance plot intertwines with a terrorist plot, but that’s exactly what happened in the case of Isaac Aguigui. In 2014, the former Army private was found guilty of murdering his pregnant wife (who was also a soldier) so that he could obtain $400,000 as part of a life insurance, in addition to $100,000 provided by the Army to pay for funeral costs. This is all heinous enough in and of itself, but this story has even darker dimensions, as it’s believed Aguigui planned on using some of that insurance money to fund his own terrorist organization and carry out attacks on American soil.

Nanette Johnston

Nanette Johnston may have thought she got away with hiring ex-football player Eric Naposki to kill Bill McLaughlin in 1994. After all, it wasn’t until fifteen years later, in 2012, when she was finally convicted of the crime. The setup was all so that Johnston could continue to steal his fund and try to collect on his $1 million life insurance policy. Days before the murder, she had already stolen at least $250,000 from his bank account via check, and made a play to sue McLaughlin’s own family after the murder for more money.

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